DCA in one line
Buy a fixed dollar amount on a fixed schedule. You get more shares when prices are low, fewer when high — which averages your cost basis below the simple mean price.
Dollar cost averaging calculator
Compare DCA to lump-sum investing across fixed periods and returns.
Results
Future value
$294,510.21
Total contributed
$120,000.00
Growth
$174,510.21
Effective multiple
2.45×
Visualization
Frequently asked questions
1.Is DCA better than lump-sum?
Historically, lump-sum wins ~2/3 of the time because markets trend up. DCA reduces variance and regret risk, not expected return.
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